Keeping your Business Safe While you’re Away

We’ve got a couple of long weekends coming up, which is a welcomed relief to what seems like a busy first quarter of the year.

But holidays are also prime time for crime. Unattended properties are vulnerable to various risks, including theft and vandalism, which can make going away stressful.

Whether you’re going away with the family or your business will be out of operation, securing the safety of your property is crucial. Instead of waiting until the last minute, when you risk forgetting something, it’s best to plan ahead.

As insurance brokers, we’ve seen devastating things happen during the holidays, so we’ve created this guide to keep your business safe and give you peace of mind while you’re away.

Secure your property

• Locks and alarms: Lock and check all doors and windows. Alarm systems should be activated, and motion detectors should be considered for an added layer of security
  
• Lighting: Install sensor-activated lights inside and outside the premises to simulate activity and deter potential intruders. This will make the property seem occupied even when it’s not.
• Access control: Limit key distribution and consider changing electronic access system codes before leaving and upon your return, to prevent unauthorised access.
• Surveillance cameras: Ensure CCTV cameras are operational and that remote monitoring systems are in place, allowing you to monitor your property from afar.

Engage Your Community

• Notify neighbours: Inform neighbouring businesses of your absence, so they can be extra vigilant and report any suspicious activities, creating a network of eyes on your property.
• Security services: If you don’t already have one, hiring a security patrol service can keep a presence on your property during extended absences and deter potential intruders.

Protect your assets

• Inventory: Maintain an updated inventory of valuable items, equipment, and documents. Consider storing critical documents and small valuables in a secure off-site location or safe, away from potential risks.

Review your insurance coverage

• Policy checkup: Regularly review your business insurance policy with your broker to ensure it’s up-to-date and provides comprehensive coverage for all aspects of your business.
• Specific risks: Discuss any particular risks associated with your location or industry with your insurance broker to ensure your coverage is adequately tailored to your needs.
• Documentation: Keep digital copies of your insurance policies and contact information for your insurance broker or company accessible while you’re away, ensuring you’re prepared for any eventuality.

Leaving your business property unattended can be a source of stress. But by implementing these measures, you can minimise the risks and head off with peace of mind, knowing you’ve taken steps to safeguard your investment.

Investing in robust security measures, leveraging technology, fostering community engagement, protecting your assets, and ensuring you have the right insurance coverage are all essential steps towards securing your business.

Country Wide Insurance Brokers is committed to helping you navigate the complexities of business insurance, offering the reassurance that comes from knowing your business is thoroughly protected, no matter where you are.

Don’t leave your business’s security to chance while taking your well-deserved break. Schedule a policy review, so you have one less thing to worry about when you’re away. Get in touch.